When Congress returns from its two-week recess, discussions on raising the Federal debt ceiling will resume. Negotiations between House Republicans and The White House remain at a standstill since they last met two months ago. The Treasury Department initiated temporary measures in the last few months to escape default, including suspending investments of certain federal retirement programs and a health benefit fund. The temporary measures are set to expire in June, unless the debt ceiling, currently at $31.4 trillion is raised. If the debt ceiling is not raised, the U.S. government would stand to lose its triple AAA credit rating, which would drive up interest rates and make small business loans more difficult and more expensive for those companies seeking them.